Listen Up Show - Mitchell Chadrow Talks With Startups, Entrepreneurs And Businesses

Josh Scandlen is a Financial Planner and founder of Heritage Wealth Planning a comprehensive financial planning firm located in Georgia. In March of 2018, Josh left USAA after working there for 10 years then worked for a few smaller companies and early this year left being a w-2 employee to start his own financial planning firm and has a successful youtube channel helping people with tax planning, retirement planning, estate planning, and everything finance. He started his financial services career at Vanguard in the late 90's. Although Josh does not manage money any money he still registered as an investment advisor which is an extra cost and can to some be a regulatory hurdle that others would not want to go through. With four kids and his wife at home, how was he going to pay the bills to find the extra money while building up his business? In starting a business you must have money to start up a business and he used a distribution in his 401(k) and paid the 10% penalty. Has always engaged with the public